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Long before people develop dementia, they often begin to fall behind on mortgage payments, credit card bills and other financial obligations, new research shows.A team of economists and medical experts from the Federal Reserve Bank of New York and Georgetown University combined data from Medicare with data from Equifax, the credit agency, to study how people's borrowing behavior has changed in previous years and following the diagnosis of Alzheimer's or a similar disease. I disturb.What they found was surprising: Credit scores among people who later develop dementia begin to decline dramatically long before their disease is formally identified. One year before diagnosis, these people were 17.2% more likely to have defaulted on mortgage payments than before the onset of the diseas...

Borussia Dortmund's squad contains a number of good case studies to illustrate its patchwork nature, but as captain - the man honored to have guided the most unlikely Champions League finalist of the last 20 years at Wembley on Saturday - Emre Can could be the most compelling.Not even five years ago, while on international duty with Germany, Can's phone rang. On the other end of the line was a manager from Juventus, the Italian team he had joined the previous season. They had what could be described as a brusque conversation, although one of those words he might have exaggerated.The Juventus manager had some bad news and some good news. The bad news was that the club's manager, Maurizio Sarri, had left Can out of his Champions League squad, meaning he would not be able to pl...

When OpenAI unveiled the latest version of its wildly popular ChatGPT chatbot this month, it had a new voice that possessed human inflections and emotions. The online demonstration also involved the bot teaching a child to solve a geometry problem.Much to my chagrin, the demo turned out to be essentially a bait and switch. The new ChatGPT was released without most of the new features, including improved voice (which the company told me it has pushed back to make fixes). Even the ability to use a phone camera to get real-time analysis of something like a math problem isn't yet available.Amid the delay, the company also disabled the ChatGPT voice that some said resembled actress Scarlett Johansson, after threatening legal action, replacing it with a different female voice.For now, wha...

When Israeli Prime Minister Benjamin Netanyahu announced plans to occupy a sensitive corridor of land in the Gaza Strip along the border with Egypt late last year, Cairo's response was public, explicit and threatening.“It must be strictly underlined that any Israeli move in this direction will lead to a serious threat to Egyptian-Israeli relations,” the Egyptian government said in a statement in English in January, weeks after Netanyahu announced plans to occupy the area. called the Philadelphia Corridor. Egypt has said an Israeli military presence there would violate the 1979 peace treaty between the two countries.This week, the Israeli army announced that it had taken “tactical control” of the corridor. Yet while the Egyptian government has faced internal pressure to take a toughe...

A third farm worker in the United States has been infected with avian influenza, raising concerns about an outbreak among dairy cattle first identified in March.The worker is the first in this outbreak to have respiratory symptoms, including cough, sore throat and watery eyes, which generally increase the likelihood of transmission to other people, federal officials said Thursday.The other two people only had severe eye infections, probably due to exposure to contaminated milk.All three individuals had direct exposure to dairy cows, and so far none have spread the virus to other people, Dr. Nirav Shah, principal deputy director of the Centers for Disease Control and Prevention, said at a news conference.This suggests that the virus, called H5N1, has not acquired the ability to spread betwe...

The decision follows weeks of intense behind-the-scenes conversations with the Ukrainians, made even more urgent after Russia began a major assault on Kharkiv around May 10. Three days later, on May 13, Sullivan, Austin, and Chairman of the Joint Chiefs of Staff Gen. Charles Q. Brown Jr. held one of their regularly scheduled secure video conferences with their Ukrainian counterparts. Once again, the Ukrainians pressed Biden to lift US restrictions on firing into Russian territory, arguing that the president's concerns about escalation were overblown. But now, they said, the issue has become more urgent because the Russians are bombing civilian sites around Kharkiv from inside their border, knowing that the Ukrainians could not fully respond.After the meeting, officials said, Mr. Sull...

Elon Musk-owned social media service a person familiar with the plans.The town halls, which will be done in partnership with cable channel NewsNation, have yet to be scheduled and the moderators have not been chosen, said the person, who wished to remain anonymous because the plans have not yet been made public. X users will be able to ask presidential candidates questions during events.In an appearance on NewsNation on Wednesday evening, Mr. Kennedy confirmed his plans to participate in a town hall, adding that Mr. Musk has offered use of the platform.X has undergone a transformation under Musk's ownership, as the billionaire has slashed his workforce, overhauled his technology and used the platform to advance his personal agendas.The town halls follow a March meeting between Trump a...

Israel's announcement on Wednesday that its forces have gained control over a strip of land running along the southern border of the Gaza Strip suggests that one of the objectives of the country's war against Hamas has been achieved, but portends further isolation for Palestinians in the enclave.Here's a look at the importance of the border strip to Israel, the Palestinians and Egypt:What is the border strip?It is a land about 100 meters wide that extends about eight miles from Israel's border to the Mediterranean. The new border, which divided the city of Rafah, was established under the 1979 Egypt-Israel peace treaty. Gaza lies to the northeast, while Egypt lies to the southwest. Egyptian border guards guard the territory under an agreement with Israel made in 2005, whe...

PTSD diagnoses among college students more than doubled between 2017 and 2022, rising most sharply as the coronavirus pandemic shuttered campuses and upended students' lives, according to new research released Thursday. young adults.According to the findings, the prevalence of PTSD rose to 7.5% from 3.4% during that period. Researchers analyzed responses from more than 390,000 participants in the Healthy Minds Study, an annual web-based survey.“The magnitude of this increase is truly shocking,” said Yusen Zhai, the study's lead author, who directs the community counseling clinic at the University of Alabama at Birmingham. His clinic had seen multiple young people struggle following traumatic events. So he expected an increase, but not that big.Dr. Zhai, an assistant professor in...

Dishes served at a community center for Indian expatriates near Washington, D.C., ranged from chana masala, a popular North Indian chickpea curry, to idli, a South Indian rice cake.Equally varied were the guests' opinions on the general elections in India. Some have praised Prime Minister Narendra Modi's economic achievements. Supporters of candidates challenging Modi's party criticized what they saw as his contempt for minorities and democratic norms.“What is the vision for India in 2024?” the host, Somu Kumar, a manager at a cloud computing company, recently talked about that winter lunch. “This makes a lot of people excited to talk.”The 35 million-strong Indian diaspora, roughly equivalent in population to the Delhi metropolitan area, represents a small minority of the n...